Indian Airlines offer 50% discount on basic fare in economy class.
No discounts on taxes.
Men above 65 years and women above 63 years are eligible. Sahara India airlines and Jet airways offer 50% discount on basic fare on domestic flights.
There is 50% discount on economy class fares on Indian Airlines flights.
Air India gives 45% discount in economy class on domestic sectors.
Indian railways provide 30% concession in all classes and trains including Rajdhani / Shatabdi.
Janashatabdi trains for senior citizens and 50% cheaper for women who have attained 60 years of age and above.
Priority is given to senior citizens in allotment of lower berths.
Age proof has to be kept ready for inspection during travel.
There are separate counter / queues for senior citizens for tickets in Railway Stations.
Wheel Chairs are available at all major railway junctions.
Specially designed coaches with hand rails and toilets available for handicapped persons.
Few state government road transport services offer certain discounts on daily travel tickets or monthly passes for senior citizens.
Reservation of two seats in front row of buses are allocated for senior citizens.
Senior Citizens who have complete 65 years of age are eligible for tax exemption limit of Rs. 2,40,000/- from financial year 2009-10 (AY 2010-2011).
Additionally they are eligible for deduction of medical insurance premium of Rs.20,000/- from their total income.
These concessions are over and above the deductions available to all under income tax rules, like the deduction of one lakh for investment under Sec 80-C.
The benefit of Sec.80C has been extended to the investments made under 5 year Post Office Time Deposits Account and Senior Citizens Saving Scheme.
This is a new scheme on the anvil and is likely to be introduced by banks from this year.
It is useful for senior citizens who own a house/flat but don't get a pension and are under financial strain. Briefly put, the scheme involves mortgage of the house/flat to the bank who will pay a fixed amount monthly to the owner/spouse during their life time.
The owner/spouse will have unrestricted right to live in the house/flat throughout their life and receive the amount without having to clear the mortgage.
On the demise of the owner and spouse, the bank will recover its dues by selling the property to the successor of the senior citizens or to any third party.
PRIORITY FOR SENIOR CITIZENS ON VARIOUS COMPLAINTS:
High court to accord priority to cases involving senior citizens and ensure their expenditure disposal.
Senior citizen's complaint is redressed on a priority basis.
RBI has permitted higher rates of interest on saving schemes of senior citizens 60 years and above. Accordingly w.e.f. 15.05.01 banks offer 0.5 percent higher rate of interest on fixed deposits.
Under this provision many banks are offering 0.5% higher interest on fixed deposits for senior citizens.
State Bank of India Charges only 50% of the applicable prescribed charges for the bank services.
Few private banks offer 1% extra interest for senior citizens.
Senior citizens having a post office savings bank account can have their cash withdrawn and paid through postmen at their doorstep.
Monthly income scheme and senior citizen saving scheme/account holders may enroll in the scheme for collecting monthly or quarterly interests at their doorstep.
For more details contact nearest post office.
Post Offices pay higher rate of interest for senior citizens on certain schemes.
Telecommunication department has made a separate priority category for registration.
Various hospitals, clinics, consulting doctors are offering various discounts for senior citizens ranging from 10 - 25% for their services, tests, and consultations.
Various medical shops offer 10% discount on senior citizens separate queue for senior citizens at hospitals and health care centers.
MAINTAINENCE OF SENIOR CITIZENS:
Under senior citizens act 2007, it provides maintenance, protection and security of elders from their children in their old age.
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